Verizon Phone Insurance: Is It Worth It?

Verizon has great LTE coverage in the U.S. and offers many cell phone plans with fast data and perks that most people will like. What should you do if your phone stops working?

Verizon phone insurance can protect your Android device if it gets lost, stolen, or damaged. It doesn’t matter if you’ve been with Verizon for a long time or just recently signed up to use their 5G network. Nowadays, phones are expensive and can cost around $1,000. However, if you get a phone protection plan, you can make sure that your money is well-spent. This will tell you if Verizon phone insurance is worth adding to your monthly bill.

About Verizon Phone Insurance

Verizon offers different choices for customers who want to insure or protect their phones or devices. No matter which phone insurance you choose, it will cover things like losing your phone, having it stolen, the battery not working, physical damage (even from water), and problems that happen after the warranty ends. Make sure to read the details carefully before choosing your insurance plan.

Verizon Mobile Protect is a phone insurance plan offered by Verizon that covers a lot of things. If you buy a new phone from and it breaks, they will deliver and set up a replacement phone for you on the same day. Also, if your phone screen cracks, they will fix it for $29, no matter how many times it happens. This plan will give you new batteries when you need them, help whenever you need it through the Tech Coach app and Security Advisor, and let you refresh your phone as many times as you want to make it work better.

Verizon offers different ways to protect your device such as Wireless Phone Protection, Verizon Extended Warranty, and Mobile Secure. All of these options are included in Verizon Mobile Protect. If you live in New York or are a New York customer, you can’t get these plans. However, you can get similar plans like Verizon Protect.

Who is Eligible for Verizon Phone Insurance?

To use Verizon phone insurance, you must sign up within 30 days of starting to use your new device. If you got a new device on your current line in the last 30 days, you can still sign up. If you want to protect your own phone with Verizon, you need to make sure it meets certain requirements before signing up. For example, the device should be in good condition and not currently in use on another line.

Verizon Phone Insurance Cost

Verizon Mobile Protect costs $17/month for one Tier 1 smartphone or $50/month for three devices. If you have Verizon Mobile Protect Multi-Device and you want to add more than three lines, each additional line will cost $11.40. If you have a Tier 2 smartphone or a basic phone, you only have to pay $14 per month for phone insurance.


Verizon phone insurance lets you replace your device if it gets damaged, lost, or has a hardware issue without paying the full price of a new phone. It also includes benefits like technical support, security and privacy, spam call filtering, and public Wi-Fi security for eligible devices.

If you’re getting new phones for your family, you can insure 3-10 lines at once with Verizon Mobile Protect Multi-Device. This plan lets you file up to nine claims for one line within a year, instead of three. The claims are grouped by account, not by each line.

How Can I Make a Claim With Verizon Phone Insurance?

You need to have your Verizon account PIN ready to file a claim. If you have a device protection plan from Verizon, you can make up to three claims per year. To get help if you lost or damaged your device, you can go to Asurion’s website or call (888) 881-2622.

If your device is not working properly after the warranty period or if you need a new battery, you can call Verizon at (800) 922-0204. You can file a claim using the Verizon app by going to “Manage device.

Is Verizon Phone Insurance Worth It?

Verizon’s phone insurance can be costly, especially if you already have an expensive cell phone plan. If you bought a new device and want to be sure it’s protected in case something happens, getting Verizon phone insurance might be a good idea even if it costs more. If you have kids or teens and want to insure multiple phones in your home, it might be a good idea. The cost gets lower if you add more than three lines under device protection.

Verizon Mobile Protect is the priciest phone insurance plan offered by Verizon, but it provides the most coverage. If you want to protect your device but don’t want to pay $14-$17 every month, you can check out other protection plans like Wireless Phone Protection. It only costs $7.25 per month and will still keep your device safe. It’s your choice if you want insurance for your device or not.

Read Also:

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